I was very hesitant to refinance our house. I know that people always say it was the thing to do but I just never like to follow what others say. Yesterday however we decided to look into it and it was actually pretty amazing. We were able to lower our interest rate by 2% and in turn our monthly house payments were also lowered by $200 each month. I also learned that if we actually continue paying the amount that we have been paying we can pay our house off in 17 years instead of the 30 years the loan is out for now. That seem awesome to me and I can not wait to make the extra payments on it and get it paid off sooner. The bank gave us an awesome deal and we did not have to pay for anything. No inspection, no closing costs no fees at all. It was super nice of them and we could not be more happy with our decision. It sure pays off to look into things that’s for sure. It will be nice to own this place sooner or get it paid off sooner so we could save and move in a few years. We will be again closing on our house in about four weeks. It does pay to refinance that’s for sure even if you have to pay the fees that come with it I think we still would have don’t it.
New House
byWell a few weekends ago Ken got the urge to start looking at houses. I don’t know why because I am not really ready to move since we have a new baby coming in the next few months but I suppose it will take that long to find a house anyways. Looking never hurt anyways. So as we went to and from a few houses that we seen on the Internet it reminded me of looking for the very first time. There is just something exciting about searching for a new home. Some of the houses we looked at had really huge barns that would be great for parties and get togethers. Others had steel buildings that would also be nice. Looking at the steel buildings reminded me of steel buildings canada. I have never been to Canada but it always seems pretty when I see pictures of my family that have been there. Maybe sometime we will take a trip there to see its beauty. As for now a new house might be in our future.
Kindergarten
byOh boy its hard to believe that already at the end of last week I had to attend a meeting at the school for kindergarten for Madison. It seems like time with these kids goes so fast but day by day it seems to last forever. I have a screening that we must go to so they can see what class to place her in on the 18th of May. She will be joining Ben in a full day of school this year. I think she is a little excited but also a little nervous. We will then have two kids with homework every single day as well as reading that needs to be done. I tell you when Ben went to school and started having homework it was really rough for Ken and I to get used to a routine to get it done and practice his words all in one night. Now we are much better because we are used to it. I think it will be even easier next year with Maddie in as well because instead of entertaining her while Ben is working she will also be working as well. I right now just can not wait for summer break!
Get the word out
byHave you ever been to a business that you really loved but you knew would never make it in the business world? Well I have and it always disappoints me. I have been to a few places that I really loved but later found out they have been there for a long time but I never knew about them. I feel like if you are in my community then you must have terrible advertising if I have never hear of you before. With today’s world and social networks and also using an affiliate network your business should be known. There should not be a single person that does not know you exist in the community. Now getting and keeping customers is all up to you but they should at least know you are around.
Gymnastics Switch
byWell last week I went for a trial class to switch Madison to a place that was a little bit closer to home for gymnastics. The teacher that she has was an Olympic qualifier which is pretty impressive to me. I have no intention of training Madison for the Olympics but sounds pretty neat to say. I have never known anyone that could have went to the Olympics. She seems to like the new place. Also since she is still in preschool I can send her during the day time to make it easier with us and baseball for Ben. It seems to make nights a little easier especially around dinner time. I know she really likes gymnastics so I guess we will continue with it until she wants to try something different.
Pregnant Man
byWell the pregnant man is making the news again. I guess he and his wife have hit a rough spot in their marriage and have decided to separate for a while. This whole story is very interesting to me considering he is not a man at all. I don’t know why people are so impressed with a woman that decided to become a man and have a bunch of surgery to do so, it strikes me as odd. I’m sure he had to figure out how to increase testosterone and once he did he just went crazy with it. I understand the whole gay thing but the changing your gender thing really confuses me. I guess I don’t see why if your gay you also feel a need to change your gender. I mean you were made that way for a reason and if you like the same sex than you should just be gay. Maybe its just not something for me to understand and I’m okay with that too.
Handy Husband
byI have to say looking at how the kids play set is turning out in which I will post a picture of later, I am so happy that I have a handy husband. I love the fact that he can build just about anything and also take car of the cars and the house. I love that he can change the oil and the tires and fix the breaks. It really makes me proud of him that he has learned all this. He still asks for help every now and again but once he gets the help he can basically do it on his own the next time. The swing set is looking so wonderful and he totally designed it all by himself as well as constructed it. I could never even imagine being married to someone that is dependent on other people to do things for him. I’m very proud and happy that Ken is the way he is, and I’m pretty sure the kids like it as well.
Relaxing in the Yard
byOne thing that I really enjoy is a good book and along with that good book is sitting in the yard. When I was growing up my parents had a hammock in the yard that was held up by a stand. I have always wanted one that hung between two trees in my yard. I did not get that at this house because we do not have two trees in the yard we only have one that is big and mature. I started looking online and I noticed that I could not have my hammock but I could have a hanging chair for myself. I could really enjoy this hanging from our tree. I would love to read a book in it on a nice summer day. I might look into ordering one and seeing if Ken could put it up for me. It looks relaxing and that’s just something I need once in a while.
New Kitchen
byA new kitchen is something that I can not wait to have. I am not in a hurry to get it done as we have not even started to save for the project as of yet. We plan on putting some more cabinets that I can actually reach in and a dish washer as well. I know some hate to load and empty the dish washer but I sure hate doing dishes more. Right now we ahve other projects in the works for the summer season that is sneaking up on us very soon. Ken is almost finished with the kids project and soon we will move on to painting the garage. I suppose we could hire someone to do the work. Someone that could do a good job like raleigh kitchen remodeling. I don’t know if Ken would go for that however. He likes to do everything himself. Maybe we will start the kitchen in the fall. As for now we are working on outside projects.
Easter at the Zoo
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This year like a few in the past we decided to go to the zoo. It was surprisingly busy that day. I was thinking that with Easter Sunday here it would not be busy at all. I guess the beautiful weather mad eit an ideal place for everyone. The kids got to see their cousins and they all had a great time!